Open Banking PTBR

O Open Banking em uma era de transformação

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47 Open Banking APIs State of the Market Report 2020 COMMON TECHNOLOGIES USED IN MANAGING SECURITY OF OPEN BANKING APIS MOST COMMON FORMS OF SECURITY TECHNIQUES USED IN OPEN BANKING API DESIGN, Q3 2020 (N=432) mTLS Throttling & rate limits 2- or 3-legged flows TLS 1.2 or higher OAuth 2.0 JWT Token 247 5 21 44 55 115 Number of security techniques The majority of global open banking APIs use OAuth 2.0 for authentication of the open banking API consumer. Several banks are also insisting on the use of additional technologies that must be utilized when building consent workflows in which the end customer must approve of connecting a fintech app to their bank account. SUMMARY

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