61 Open Banking APIs State of the Market Report 2020
20. https://www.bankinghub.eu/innovation-digital/retail-banking-business-models
21. https://www.wsj.com/articles/amazon-scooped-up-data-from-its-own-sellers-to-launch-competing-
products-11587650015
22. https://www.nytimes.com/2019/12/19/technology/amazon-sellers.html
23. https://fintechworldreport.com/wp-content/uploads/sites/9/2020/04/World-FinTech-Report-WFTR-2020_Web.
pdf
24. Chris Bradley, Martin Hirt, Sara Hudson, Nicholas Northcote, and Sven Smi "The great acceleration" Published by
McKinsey & Company website on July 14, 2020. https://www.mckinsey.com/business-functions/strategy-and-
corporate-finance/our-insights/the-great-acceleration
25. https://fintechworldreport.com/wp-content/uploads/sites/9/2020/04/World-FinTech-Report-WFTR-2020_Web.
pdf
26. http://www3.weforum.org/docs/WEF_Digital_Platforms_and_Ecosystems_2019.pdf